BEST FOR SMALL PURCHASES
Every purchase on the Citi Rewards+ Card rounds up to the nearest 10 points, as even a $2 coffee will earn 10 points, which can really stack up over time. (Partner Offer)
At a glance
- 5X Special offer: earn 5 ThankYou? Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 2X Earn 2X ThankYou? Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
- 1X Earn 1X ThankYou? Points on All Other Purchases.
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Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
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Plus, as a special offer, earn a total of 5 ThankYou? Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
At a glance
- 5X Special offer: earn 5 ThankYou? Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
- 2X Earn 2X ThankYou? Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
- 1X Earn 1X ThankYou? Points on All Other Purchases.
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Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
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Plus, as a special offer, earn a total of 5 ThankYou? Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
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0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
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Earn 2X ThankYou? Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou? Points on All Other Purchases.
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The Citi Rewards+? Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
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No Annual Fee
Our Take
TPG Editor's Rating
Overview
The Citi Rewards+ Card is a unique card in that it rounds up the points you earn on purchases and gives you 10% of the points you redeem back (up to 100,000 points per calendar year). Combined with lucrative earning potential, this card will help you maximize your everyday purchases.
Pros
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No annual fee
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All purchases round up to the nearest 10 points
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Earn 5 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com through Dec. 31, 2025, 2 points per dollar spent at supermarkets and gas stations (up to $6,000 in purchases each calendar year, then 1 point per dollar spent thereafter) and 1 point per dollar spent on other purchases
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Get 10% of your redeemed points back each year (on up to the first 100,000 points redeemed per calendar year)
Cons
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3% foreign transaction fee
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Bonus earnings are capped at $6,000 per calendar year for supermarket and gas station purchases
Who is this card good for?
The Citi Rewards+ Card is great for credit card newbies who want to maximize their earnings at supermarkets and gas stations without paying an annual fee. This card is also helpful for consumers already involved in the Citi ThankYou ecosystem who want to maximize their earning rates and redemptions.
Earning Rewards
You’ll earn 5 points per dollar spent on hotels, car rentals and attractions booked on CitiTravel.com through Dec. 31, 2025, 2 points per dollar spent at supermarkets and gas stations for the first $6,000 spent per calendar year and 1 point per dollar spent on other purchases. Finally, all of your purchases round up to the nearest 10 points.